Just as loans are the most important assets in a bank’s portfolio, sound credit analysis is the key to making high-quality loans and managing credit risk. Even the best software program cannot replace the need for a solid understanding of how to analyze credit. The ability to foresee cash flow trends and ask the right questions can mean the difference between good loan credits and frequent restructurings and defaults.
Some bankers find themselves at a disadvantage in loan negotiations while those who acquire proper credit skills increase shareholder value.
To ensure that astute credit decisions are made and lending portfolios effectively managed, it is essential to be fully aware of the latest techniques in cash flow, and simulation, time series and stochastic, optimization, forecasting techniques, pricing, credit risk rating.
This practical programme is designed to help participants:
Day One
Day Two
Day Three
Risk Managers, Relationship Managers, Commercial Lenders, Commercial Loan Analysts, Commercial Credit Managers, Credit Administration Staff in the Banks or Financial Institutions.
PCL a consortium of experts in Management Consulting and Human Resources. We specialize in Training, Customer Service, Business Process Engineering, Recruitment, Quality Issues, and Organization Development.
38, Opebi Road, Adebola House, (Suite 100, Rear Wing – CubeHub), Ikeja, Lagos.
info@prisdavconsulting.com
0706 202 4287, 0802 326 5683